Value GAP Insurance
(Guaranteed Asset Protection)

Value GAP Insurance Guaranteed Asset Protection

Ask us about GAP Insurance before you buy from a dealer
and see how much you could save... with premiums
from only £199.00

GAP Cover helps pay the difference between the 'market value' Insurers pay if your vehicle is stolen or written off and the price you paid for it or the amount you owe on a finance agreement.

Immediate cover for up to 3 years  - Competitive premiums 

This insurance pays you the difference between the value of your vehicle today

and

The value of your vehicle at the time it becomes a total loss through fire, accident, or theft - up to three years later

For example: Your car today is worth £20,000.  After two years the car is written off in an accident.  Your motor insurer pays you £13,500 - the value of the car at the time. 

Valuation Gap Insurance pays you a further £6,500

Why take out this insurance?

Just look at these UK statistics -

  • Over half a million vehicles become a total loss each year
  • 200 vehicles are involved in serious accidents every day
  • Car crime is one third of all crime
  • A vehicle is stolen every minute of the day, and over one third are never recovered

The policy is for 3 years and is available for vehicles up to 8 years old

Vehicle Value
Claim Limit
Total Premium
£10,000 £5,000 £199.00
£20,000 £10,000 £199.00
£40,000 £25,000 £199.00
£75,000 £25,000 £449.00
£100,000 £25,000 £899.00


Please note:

The following vehicles uses are excluded from cover:

  • Vehicles not listed in Glass’s Guide
  • Kit Cars
  • Taxis
  • Self Drive
  • Hire & Reward
  • Driving Schools
  • Commercial Vehicle over 3500 kg
  • Competition or Rallies
  • American and Canadian (unless built for the UK market)

Click here for the polcy Key Facts

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