Caravan Insurance

What to look for when buying Touring Caravan Insurance

Secure caravan insurance discounts

Look out for savings when shopping for caravan insurance. Discounts apply for security devices such as alarms, tracking devices, axle-locking devices and secure storage.

New for old cover

This ensures that if your caravan is stolen or damaged beyond economical repair your caravan will be replaced with a new caravan. Most insurers offer new for old cover for caravans up to 5 years providing the owner insures the caravan at what it would cost to replace with a new caravan. For caravans over 5 years old market value cover will apply whereby at the time of a theft or write off, the insurer would pay whatever the caravan was worth at that time.

Personal effects

These are items taken from the home on caravanning holidays and many caravan policies these can be included but the single article limits can be low. The limit is usually  £500, for items over this these should be covered under a household insurance policy.

Storm Damage

Some policies exclude storm damage to awnings. With some awnings costing in excess of £1000, it is important to check that cover is included.

European use

If you travel abroad with your tourer select a caravan insurance policy with such cover included. Policy can vary from 90 to 240 days per trip.

Emergency Accommodation Expenses

This provides funds for alternative accommodation should your caravan be stolen or damaged to a point where it cannot be used for a booked holiday or whilst away on holiday. Our cover is £75 per day for 14 days or these limits would apply for hiring an alternative caravan.