Tradesmans Liability Insurance

Cover Available:

Public Liability, Products Liability and Employers Liability cover for Sole Traders, Partnerships and small Limited Companies at very competitive premiums.


Public Liability
Indemnity Limits available:

  • £10 million
  • £5 million
  • £2 million
  • £1 million

Employers' Liability Option
Indemnity Limit available:
 

  • £10 million

Tools Options
Limits:

  • £2,500 any one insured Person
    any period of insurance

OR

  • £1,250 any one insured Person
    any period of insurance
  • £250 any one Tool

Goods in Transit Option

  • £2,000 any one occurrence

Other features available:

  • No Claims Discount
  • Legal and Taxation Helpline
  • Cover note for immediate written confirmation of cover
  • Up to 6 workers
  • Large variety of trades accepted
  • Wide work definition for most trades
  • Automatic cover for temporary employees 
  • Cover for bona fide subcontractors
  • No exclusion of part being worked upon for most trades
  • Contractual liability
  • Indemnity to principal
  • No minimum premium
  • Health and Safety at Work Act legal fees and costs
  • Products liability cover
  • Defective Premises Act cover
  • Contingent Motor Third Party Liability
  • Cross liabilities
  • Injury to working partners (optional extra)

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